Cycling on the road isn't that unsafe, because road law is on your side. It's never legal to hit someone, so the large majority of drivers are careful or extra-careful. Then, we have lots of bike paths, though not all are good quality. We used Komoot for cycling directions. Being on a bike you're comfortable with, which you can manoeuver swiftly is also important in how safe you feel. A bike in good condition and that matches your body size helps, and experience using it in city makes your comfortable. Off-city, in Belgium, is mostly easier than in-city, and in the Netherlands, it's first class, so much that any kid can cycle anywhere in the country.