<@U74HWEPTP> true. This is hard, because this is h...
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@Shawn true. This is hard, because this is holding banking info and other sensitive info in one place. Maybe I can provide the option for a YubiKey if they really want it. As I was thinking through this a few weeks ago, I came up with some predictions for the future (shared on Twitter).
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2005: Please provide your password

2009: Also what's your mother's maiden name?

2011: And click all the boxes that don't have store fronts.

2016: We texted you a security code. Please provide it here too.

2019: Now scan your index finger.

2022: Verify your identity and location by describing the weather.

2024: We texted your mother-in-law a passcode. Please call her and provide it here too.

2030: Sign in with your 2048-bit public key here. Then plug in your private YubiKey dongle.

You can now online order your Starbucks drink. That will be $4.95. Would you like to use PayPal?

From PayPal: did you authorize this transaction of $4.95 to Starbucks on 12/8? Text "Y" to confirm.
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