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kotlinlang

You could use `?:` for the assignment and extract the stuff within the if to a method or something
Or something like
```
        secStepPayServiceFragment = getSupportFragmentManager().findFragmentByTag("second") as? SecStepPayServiceFragment ?: SecStepPayServiceFragment.newInstance(debt.toString(),"").also {
            fragmentTransaction.replace(R.id.fragment_container, it, "second")
            fragmentTransaction.addToBackStack("second")
            fragmentTransaction.setTransition(FragmentTransaction.TRANSIT_FRAGMENT_OPEN)
            fragmentTransaction.commit()
        }
```
But that's maybe a bit less clear